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Money $mart: FREE Recession-Busting Techniques and Financial Planning Workshops

Finances - Class/Workshop

Monday, December 7, 2009
6:30 PM-8:00 PM

Providence Public Library, Central
Barnard Room (3rd Floor)
150 Empire Street
Providence, RI 02903
Google Maps - MapQuest

Don't let the holiday$ get you down!
Take these classes before and after those big events to keep your finances in good shape and your mind on the things that matter most.


Bring a notebook, pen, and your questions. Presented by Larry Leste, a financial educator from the nonprofit Money Management International http://www.MoneyManagement.org

Monday, December 7, 6:30pm
Managing Income and Expenses: Getting from Here to There

Wise financial management requires a series of daily choices. With a spending plan, your choices are prioritized to help you stay on track and follow the plan. Writing down a spending plan that forecasts income and expenses is the single most important activity that can help you reach your destination.

Monday, December 14, 6:30pm
Building Savings: Ready for the Road Ahead

Every financial journey has some unexpected bumps along the way. To prepare for these bumps, you need to be ready with savings in an emergency cash reserve account. In addition, savings is needed for specific goals. With a saving state of mind, most people can find ways to reach their goals.

Monday, Jan 4, 6:30pm
Creating Wealth: Stocking Up for the Long Haul

Few people have the resources to accomplish major goals, such as a down payment for a home, college education, and retirement, without long-term investments. By investing, you will be able to put the power of compounding to work for you and achieve higher rates of return than you can with savings. Risk, diversification, and asset allocation are important concepts to understand for successful investing.

Monday, Jan 11, 6:30pm
Using Credit Wisely

Curves ahead One of the essential tools that can help you reach your financial goals is your credit management. When credit is used wisely, it can be a part of your plan to reach major long term goals. Used unwisely, overwhelming debt can affect long-term plans.

Monday, Jan 25, 6:30pm
Keeping Debt Under Control

Avoid detours When your debt is out of control, the road to your finan¬cial security may take a detour. Know the warning signs of a credit crisis to avoid overwhelming debt. If you have already been derailed by debt, there are several options available to repay creditors and bypass the debt detour.




Cost: FREE

Suggested Audiences: Elders, Adult, College, High School

E-mail: calendar@provlib.org

Last Modified: December 1, 2009 at 2:08 PM

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RI Libraries

Providence Public Library is committed to providing quality programming on a variety of educational topics. The views and opinions expressed therein are those of the individual presenters and do not necessarily represent the views and opinions of the Library. We welcome community members to work with us to provide free, thought-provoking events of interest.